The US Department of Treasury’s Community Development Financial Institutions (CDFI) Fund program provides financial support to American Indian and Alaska Native people and communities, through a program called Native Initiatives. It focuses on job creation, business development, and other initiatives which foster financial growth. Native Initiatives offers financial assistance, technical assistance, and training opportunities, as well as the expansion and creation of Native CDFIs throughout the U.S.

Approximately 86 percent of Native communities lack a single financial institution within their boundaries, which hampers their ability to access affordable financial products and services. Native community development financial institutions (CDFIs) play a crucial role in devising innovative solutions to overcome these obstacles. Over the past decade, Native CDFIs have demonstrated their effectiveness in fostering robust Native economies and communities. They have ventured into markets typically deemed "high-risk" and have facilitated an astonishing transformation, generating businesses, jobs, homeownership, and acting as catalysts for local economic development. Their distinctive programs and services are specifically designed to build financial assets among the low-income populations they serve and offer avenues for accessing economic opportunities.

Currently, over 69 certified Native CDFIs are located in 27 states across the country, serving Indian Country, Alaska, and Hawaii. Native CDFIs are a diverse group representing rural reservation communities, as well as urban Native communities.

If you’re a business owner or an entrepreneur who is looking for financial support, your local Native CDFI can be a great resource to help you along your journey. You can learn more about how CDFIs support businesses and entrepreneurs here.

Adair County Indian Credit Association

PO Box 602
916 West Cedar
Stilwell, OK 74960

Affiliated Tribes of Northwest Indians – Revolving Loan Fund

18230 Frost Rd
Dallas, OR 97338

American Indian Economic Development Fund

831 Como Ave W.
St. Paul, MN 55103-1463

Bank of Cherokee County, Inc

125 E. 1st St
Tahlequah, OK 74464-4834

CDFI of the Tohono O'odham Nation

P.O. Box 3130
Sells, AZ 85634

Cherokee Nation Economic Development Trust Authority

PO Box 948
Tahlequah, OK 74464

Chickasaw Nation Community Development Financial Institution

2020 East Arlington
Suite 7
Ada, OK 74820-2822

Choctaw Home Finance Corporation

PO Box G
1005 South 5th Street
Hugo, OK 74743

Citizen Potawatomi Community Development Corporation

130 E MacArthur
Suite 206
Shawnee, OK 74801-9002

Community Development Bank, FSB

516 Main Street West
Ogema, MN 56569-0038

Eastern Band of Cherokee Indians Community Development Corp.

PO Box 1200
810 Acquoni Road
Cherokee, NC 28719-1200

First American Capital Corporation

10809 West Lincoln Ave
Suite 102
West Alks, WI 53227-1127

First Hawaiian Homes FCU

PO Box 383
69-L Puupeelua Ave
Hookehua, HI 96729-0383

First National Bank

PO Box 750
227 E Main Street
Davis, OK 73030

First Nations Oweesta Corporation

1010 Ninth Street
Suite 3
Rapid City, SD 57701-3523

Fort Gibson Bank

PO Box 130
Fort Gibson, OK 74434-0130

Four Bands Community Fund, Inc

PO Box 932
101 South Main Street
Eagle Butte, SD 57625-0932

Four Directions Development Corporation

20 Godfrey Drive
Orono, ME 4473

Haa Yakaawu Financial Institution

PO Box 32237
Juneau, AK 99803-2237

Heritage Capital Fund

PO Box 723
210 Fifth Street South
Glasgow, MT 59230-0723

Hoopa Development Fund

PO Box 1307
Hoopa, CA 95546-1307

Hopi Credit Association

PO Box 1259
Keams Canyon, AZ 86034-1259

Lac Courte Oreilles Federal Credit Union

9790 N County Rd D
LCO Box 1710
Hayward, WI 54843

Lakota Funds

PO Box 340
Suite 201 Lakota Trade Center
Kyle, SD 57752-0340

Lei Hoolaha

64-1043 Hi'iaka Street
Kamuela, HI 96743

Lumbee Revitalization & Community Development Corporation

PO Box 68
636 Prospect Rd
Pembroke, NC 28372-0068

Lummi Community Development Financial Institution

2616 Kwina Road
Bellingham, WA 982269291

Mazaska Owecaso Otipi Financial, Inc

PO Box 1996
Pine Ridge, SD 57770-1996

Minnesota Chippewa Tribal Housing Corporation

15542 State Highway 371 NW
Cass Lake, MN 56633

Molokai Community Federal Credit Union

PO Box 1888 135 Puali Place
Kaunakakai, HI 96748-1888

Montana Homeownership Network

509 1st Avenue North
Great Falls, MT 59401-2508

Na Qenq’a Community Development Financing, Inc

3510 Spenard Rd
Suite 100
Anchorage, AK 99503

Native American Bank, N.A

999 18th Street
Suite 2460
Denver, CO 80202-2415

Native American Development Corporation

2722 3rd Avenue North
Suite 310
Billings, MT 59101-1931

Native American Lending Group

PO Box 29326
Santa Fe, NM 87592-9326

Native360 Loan Fund, Inc.

2550 N. Diers Ave., Suite K,
Grand Island, NE 68803

Navajo Partnership for Housing, Inc

1613 S. Second Street
Gallup, NM 87301-5816

NiiJii Small Business Loan Fund, Inc

PO Box 786
602 Peace Pipe Rd
Lac Du Flambeau, WI 54538

Osage Financial Resources

PO Box 234
3 Miles North of Hominy on Hiway 99
, OK 74035

Rural Alaska Investment & Finance

1577 C Street
Suite 304
Anchorage, AK 99501-5133

Salt River Financial Services

8800 E. Chapparal Road
Suite 240
Scottsdale, AZ 85250

Seneca Nation of Indians Economic Development Company

90 Ohi:yo Way
Salamanca, NY 14779

Sisseton Co-op Federal Credit Union

212 West Hickory
Sisseton, SD 57262

Sovereign Leasing & Financing, Inc

56749 Hwy 93
Ronan, MT 59864-9241

The Sequoyah Fund Inc.

PO Box 1200
Cherokee, NC 28719

Tiwa Lending Services

1776 Montano Road NW
Building 3, Suite #13
Los Ranchos, NM 87107

Valley Credit Association

PO Box 220
Owyhee, NV 89832

White Earth Investment Initiative

PO Box 38
516 Main Street
Ogema, MN 56569

Wind River Development Fund

PO Box 661
Fort Washakie, WY 82514-0661

Wolf Point Federal Credit Union

PO Box 426
216 Third Ave. S
Wolf Point, MT 59201-0426

Yurok Alliance for Northern California Housing

PO Box 808
Klamath, CA 95548